Savings Tips for Millennials

Millennials are struggling to save and pay off student debt at the same time, putting them behind in the retirement savings area. The ones that are managing to save, aren’t saving what experts consider enough. There are some things they can do about it though. Cut Costs One of the biggest expenses on Millennials’ plates … Continue reading “Savings Tips for Millennials”

Borrowing Against Your 401(k)

Many people believe borrowing from their 401(k) account is a smart idea because the interest rate is generally lower than a commercial loan. While that might be true, it doesn’t help with the ultimate goal of long-term investing. Here are some of the reasons why borrowing from a 401(k) isn’t the best choice: Stop Saving: … Continue reading “Borrowing Against Your 401(k)”