mountain west ira

What Investments are Allowable?

Maximize Your Allowable Investments with a Self-Directed IRA

To maximize the allowable investments in your IRA, it is essential to have a retirement plan that allows you to select your own alternative IRA investments.

Mountain West IRA administers self-directed IRA plans that allow the freedom to invest in what you know and understand, providing the investment is allowed by the U.S. Treasury Department and Internal Revenue Service Code.

Self-Directed IRA Investing gives you freedom to choose

It’s a common misconception among Americans that the only IRA investments allowed in retirement accounts are stocks, bonds, CDs, and mutual funds.

The truth is that broader allowable IRA investments have been available to the public since 1975, the year contributions could first be made to IRAs. Why the confusion?

The retirement industry has been dominated by large transaction-driven custodians who have focused on a narrow universe of IRA investments.

While traditional allowable investments may suit some retirement accounts, they lack the flexibility and freedom allowed by a self-directed IRA, which permits alternative investments.

allowable Investments through a Mountain West Self-Directed IRA

Real Estate

Over time, real estate investments have afforded many people the powerful combination of appreciation and income. The purchase of real estate through a self-directed IRA is a popular choice for this and other reasons.You can have single family and multi-unit homes, apartment buildings, cash flow properties (rentals), tax deeds/liens, and improved or unimproved raw land.

Promissory Note

A note is an investment vehicle that is used to extend credit from one or more individuals or entities to another individual or individual’s entity.

‍Notes and Mortgages can be unsecured notes and/or secured notes that can be backed by deeds of trust, mortgage notes, and auto paper.

Private Placements

Purchasing non-traditional assets with a self-directed IRA can help you diversify your portfolio, which may guard your portfolio against economic changes.

You can invest in LLCs, partnerships & joint ventures, and privately held stock.

Precious Metals

Financial professionals across the globe agree that the key to success is asset diversification. To reduce the risks of volatility, they suggest the purchase of precious metals to diversify your portfolio among different asset classes.

The following are the Precious Metals/Foreign Currency you can invest in: Dinar, Gold Coins/Bars/Bullion, Silver Coins/Bars/Bullion, Platinum, and/or Palladium.

While your Mountain West self-directed IRA offers flexibility, it's important to be aware of certain investment restrictions. For details on what your IRA cannot engage in, please visit our Prohibited Transactions page.

Mountain West IRA does not offer investment, tax, financial, or legal advice to clients. Individuals who believe they need advice should consult with the appropriate professional(s) licensed in that area.