When you turn to a self-directed IRA company that allows for trust deed investments like Mountain West IRA, you can take advantage of loans secured by real estate, other tangible property, or even unsecured loans.

When you take advantage of a promissory note investment, you are investing in the loans other people are borrowing for. Essentially you are lending your money so it can grow with interest or equity, per the contract you agree upon. You are acting as the bank would on any type of mortgage or loan. If this is the type of investment you are interested in, you can count on Mountain West IRA to provide the assistance you need.

As a top trust self-directed IRA company where you can invest in promissory notes and trust deed investments, we can help you accept and create allowable investments you are interested in for a diverse portfolio that will provide the financial support you need to retire on your terms.

To clear up confusion, trust deeds, deeds of trust, and mortgage notes are largely the same investment, depending on the state in which you reside. Your Mountain West self-directed IRA may invest in trust deeds, deeds of trust, mortgage notes, and other interest-bearing notes.

These notes may be either in first or subordinate positions and may be purchased from brokers or private parties. Usually, the documentation is recorded at the county recorder’s offices, and title to the property is insured as instructed.

You may also purchase or sell portions of mortgages. In such cases, your retirement account holds an undivided interest in that portion of the note and receives a proportionate amount of income due under its terms. In addition, you may purchase discounted notes.

To properly complete a note or mortgage transaction, you will need to complete a Direction of Investment Form – Promissory Note, and if a seller financed note, a Sell Direction Letter - Real Estate.

It is important to follow the guidelines provided on these forms to avoid any unnecessary delays and costs. As with any alternative investment purchases, these retirement investments entail specific requirements that are critical to the smooth completion of the transaction.

To find out more about these types of transactions, please contact our office.

A note is an investment vehicle that is used to extend credit from one or more individuals or entities to another individual or individual’s entity.