IRA Rollover

Mountain West IRA's IRA Rollover assistance allows individuals to seamlessly transfer funds from one retirement account to another, providing flexibility, tax benefits, and the potential to continue growing their savings for retirement.

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Blog Articles

Understanding Indirect Rollover Rules

This blog post provides a comprehensive overview of indirect rollovers in the context of retirement planning. It covers essential topics such as what an indirect rollover is, the process involved, key rules like the 60-day rule and the 1 per 12-month rule, tax implications including withholding, and exceptions to the rules. The post emphasizes the importance of understanding these regulations to avoid unintended tax consequences and maximize the benefits of managing retirement savings effectively. It concludes by advising readers to seek personalized advice from financial advisors or tax professionals to navigate the complexities of indirect rollovers tailored to their specific circumstances.

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401K Rollovers

When an employee leaves their job, they have to make a decision about what to do with their employer-sponsored 401(k).

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Exploring the New 529 Plan Rollover Option to Roth IRAs

In 2022, the SECURE Act, also known as SECURE 2.0, brought forth pivotal changes to tax-advantaged savings plans. One of the notable updates effective from 2024 allows for the rollover of certain assets from 529 higher education savings plans into Roth IRAs. This provision presents a strategic opportunity to leverage 529 plan funds for retirement savings, particularly beneficial when educational expenses fall short of projections. Discover how this new option works and its potential advantages for maximizing savings towards retirement goals.

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Rolling Over Your Defined Benefit Plan

A defined benefit plan promises a specified monthly benefit at retirement.

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In-Service Distributions for Direct Rollover to an IRA

Planning for retirement involves making strategic decisions about your savings. One such decision may involve in-service distributions for direct rollovers to an IRA. This option allows participants in a 401(k) or 403(b) plan to roll over funds into an IRA while still employed. Here’s everything you need to know about this powerful retirement planning tool.

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