Self Directed IRA

A Self-Directed IRA is a retirement account that grants investors the freedom to choose from a wide range of alternative investments, including real estate, private equity, precious metals, and more, providing greater control over their retirement portfolio.

Forms and Documents

download icon
SEP Starter Kit
download icon
Self Directed IRAs Made Easy
download icon
Self-Directed IRA Investment Process
download icon
Traditional IRA Starter Kit

Blog Articles

Unlocking the Power of Self-Directed IRAs

Many people are unaware that they can use their individual retirement account (IRA) to invest in more than traditional options like stocks, bonds, and mutual funds. In fact, with a Self-Directed IRA, investors can tap into a much broader range of assets to grow their retirement savings. This flexibility opens the door to opportunities that go beyond the usual offerings, empowering investors to take control of their financial future.

Learn More
chevron_right

Benefits of a Self-Directed IRA LLC

To maximize your allowable IRA investments, it is essential to have a retirement plan that allows you to select your own alternative IRA investments.

Learn More
chevron_right

What is a K-1 for a Self-Directed IRA for?

A K-1 form is essential for a Self-Directed IRA to report income, deductions, and credits from its investments in partnerships, S corporations, estates, or trusts. These entities typically pass through their income or losses to their partners or shareholders, including the IRA. The K-1 helps in tracking the IRA's share of these financial activities, determining potential tax liabilities such as Unrelated Business Income Tax (UBIT), and reporting the IRA's Fair Market Valuation (FMV) accurately.

Learn More
chevron_right

RISE Act Will Drastically Impact Self-Directed IRAs

Most people are interested in saving money for retirement.

Learn More
chevron_right

Acquiring Private Stock in a Self-Directed IRA

Private stock refers to company shares that are not traded on public stock exchanges. Private companies typically offer these shares, ranging from small startups to larger established firms.

Learn More
chevron_right

Self-Directed IRA vs Regular Brokerage IRA

In the realm of retirement planning, selecting the right Individual Retirement Account (IRA) is pivotal to achieving your financial objectives. This blog post explores two prominent choices: the Self-Directed IRA (SDIRA) and the traditional brokerage IRA. Delving into their distinctions equips you with the knowledge to make informed decisions tailored to your retirement savings goals. Discover why opting for a Self-Directed IRA could significantly bolster your retirement strategy.

Learn More
chevron_right

Self Directed IRAs and Real Estate Investments

Although the options are nearly unlimited when investing in real estate with a self directed IRA, it is extremely important to understand and follow the IRS guidelines to avoid hefty penalties for violations.

Learn More
chevron_right

Exploring the World of Self-Directed IRAs

Discover the potential of Self-Directed Individual Retirement Accounts (IRAs) in expanding your investment horizons beyond traditional stocks and bonds. A Self-Directed IRA allows you to diversify your retirement portfolio by investing in a broader range of assets, offering flexibility and control over your savings. Delve into the complexities of alternative investments within your Self-Directed IRA with our guide, featuring essential steps and considerations to navigate this dynamic financial landscape effectively.

Learn More
chevron_right

Using Self-Directed IRA To Purchase Property

When investing in real estate with a self-directed IRA, there are a few rules the account holder needs to be aware of so they don’t get penalized.

Learn More
chevron_right

Visualize your Future: The Surprising Tool That Boosts Retirement Planning and IRA Savings

Ever wonder what you’ll see in the mirror in another 10 or 20 years? This service of having your image aged is now available online and offline.

Learn More
chevron_right

What You Need to Know About UBIT-UDFI

Self-directed IRAs are a great way to save for retirement by investing in assets such as real estate, first trust deeds, precious metals, private equity investments, private stock, and private LLCs/LPs.

Learn More
chevron_right

Alt Assets 101 - Why Alternative Assets

Let’s get the obvious question out of the way first. What is an alternative investment?

Learn More
chevron_right

Self-Directed IRAs and Real Estate

Self-directed IRAs (SDIRAs) offer an expansive range of opportunities for diversifying retirement portfolios, with real estate assets standing out as a prime choice for many. While the options are nearly limitless—encompassing everything from residential to commercial properties and even vacant land—it’s crucial for investors to stay informed and compliant with IRS regulations. Failure to do so could lead to hefty penalties, which can derail retirement plans.

Learn More
chevron_right

Investing Your Self Direct IRA In A Start Up Business

Many people dream of starting small businesses or starting a new venture but fear using traditional small business financing or taking out loans with high interest rates.

Learn More
chevron_right

Self Directed IRA Investment Ideas: Bed and Breakfast

Even in a sluggish economy, bed-and-breakfasts are a popular choice for tourists seeking lodging off the beaten path.

Learn More
chevron_right

Benefits and Challenges of a Self-Directed IRA LLC

Maximizing your IRA investments often requires a retirement plan that allows for diversification into alternative investments. A self-directed IRA enables you to invest in what you know best, offering the flexibility to diversify into real estate, private stock, notes, mortgages, partnerships, and joint ventures, within the constraints of IRS rules.

Learn More
chevron_right

Understanding Self-Directed IRAs: Answers to 7 Common Questions

Self-Directed IRAs (SDIRAs) have become increasingly popular among investors seeking greater control over their retirement funds and the ability to diversify their investment portfolios. However, many people still have questions about how these accounts work and whether they are the right choice for their financial goals. In this post, we will answer seven common questions about SDIRAs to help you make an informed decision.

Learn More
chevron_right

Benefits Of Self-Directed Checkbook IRA

To maximize your allowable IRA investments, it is essential to have a retirement plan that allows you to select your own alternative IRA investments.

Learn More
chevron_right

Rolling Over Your Defined Benefit Plan

A defined benefit plan promises a specified monthly benefit at retirement.

Learn More
chevron_right

Using Leverage To Purchase Real Estate

Over time, real estate investments have afforded many people the powerful combination of appreciation and income.

Learn More
chevron_right

7 Tips For New Investors

While self-directed IRAs offer a wealth of investment possibilities, getting started with investing can be a daunting task for new investors.

Learn More
chevron_right

Video Library

No content available.

Frequently Asked Questions

Are there a lot of people who have self-directed IRA accounts?

Learn More
chevron_right

Can I consolidate my IRA accounts?

Learn More
chevron_right

How do I open a self-directed IRA?

Learn More
chevron_right

How long does it take to establish an IRA?

Learn More
chevron_right

I own a small business. Can I offer a self-directed IRA to my employees?

Learn More
chevron_right

What are required minimum distributions (RMD)?

Learn More
chevron_right

What are the fees and costs involved with my self-directed IRA?

Learn More
chevron_right

What are the potential benefits of a self-directed IRA?

Learn More
chevron_right

What is a self-directed IRA vs a regular IRA?

Learn More
chevron_right

What types of IRAs can be self-directed?

Learn More
chevron_right

Why do I need an administrator like Mountain West IRA?

Learn More
chevron_right
mountain west ira

Join Our Family and Start Building Generational Wealth.

Meet with our team to explore your personalized journey of building wealth through investing in real estate, promissory notes, precious metals, and other assets using your retirement fund.

Schedule A Consultation
senior couple happy retirement