Investment Options

Mountain West IRAInvestment Options

Self-Directed Investing Gives You Options

It’s a common misconception among Americans that the only IRA investments allowed in retirement accounts are stocks, bonds, CDs, and mutual funds. The truth is that broader IRA investment options have been available to the public since 1975, the year contributions could first be made to IRAs.

Why the confusion? The retirement industry has been dominated by large transaction-driven custodians who have focused on a narrow universe of IRA investments. While the traditional investment options may be right for some retirement accounts, they do not offer the flexibility or freedom as a self-directed IRA that allows alternative investments.

Maximize Your Investment Options with a Self-Directed IRA

To maximize your IRA investment options, it is essential to have a retirement plan that allows you to select your own alternative IRA investments. Mountain West IRA administers self-directed IRA plans that allow the freedom to invest in what you know and understand, providing the investment is allowed by the U.S. Treasury Department and Internal Revenue Service Code.

Here are some IRA investing opportunities available through a Mountain West Self-Directed IRA

Real Estate

  • Single Family and Multi-Unit Homes
  • Apartment Buildings
  • Cash Flow Properties (rentals)
  • Tax Deeds/Liens
  • Improved or Unimproved Raw Land

Notes and Mortgages

  • Unsecured Notes
  • Secured Notes – Can be backed by:
    • Deeds of Trust
    • Mortgage Notes
    • Auto Paper

Precious Metals

  • Dinar
  • Gold Coins/Bars/Bullion
  • Silver Coins/Bars/Bullion
  • Platinum
  • Palladium

Private Placements

  • LLCs
  • Partnerships & Joint Ventures
  • Privately Held Stock

There are still some restrictions to what your IRA can invest in. To learn more about what your Mountain West self-directed IRA is not able to do, please visit our Prohibited Transactions page.

Mountain West IRA does not offer investment, tax, financial, or legal advice to clients. Individuals who believe they need advice should consult with the appropriate professional(s) licensed in that area.