Investment Options

What Investment Options do we offer

To maximize your IRA investment options, it is essential to have a retirement plan that allows you to select your own alternative IRA investments. Mountain West IRA administers self-directed IRA plans that allow the freedom to invest in what you know and understand, providing the investment is allowed by the U.S. Treasury Department and Internal Revenue Service Code.

It’s a common misconception among Americans that the only IRA investments allowed in retirement accounts are stocks, bonds, CDs, and mutual funds. The truth is that broader IRA investment options have been available to the public since 1975, the year contributions could first be made to IRAs.

Why the confusion? The retirement industry has been dominated by large transaction-driven custodians who have focused on a narrow universe of IRA investments. While the traditional investment options may be right for some retirement accounts, they do not offer the flexibility or freedom as a self-directed IRA that allows alternative investments.

Here are some investing opportunities available through a Mountain West Self-Directed IRA

REAL ESTATE

Over time, real estate investments have afforded many people the powerful combination of appreciation and income. The purchase of real estate through a self-directed IRA is a popular choice for this and other reasons.

You can have single family and multi-unit homes, apartment buildings, cash flow properties (rentals), tax deeds/liens, and improved or unimproved raw land.

PROMISSORY NOTE

A note is an investment vehicle that is used to extend credit from one or more individuals or entities to another individual or individual’s entity.

Notes and Mortgages can be unsecured notes and/or secured notes that can be backed by deeds of trust, mortgage notes, and auto paper.

PRIVATE PLACEMENTS

Purchasing non-traditional assets with a self-directed IRA can help you diversify your portfolio, which may guard your portfolio against economic changes.

You can invest in LLCs, partnerships & joint ventures, and privately held stock.

PRECIOUS METALS

Financial professionals across the globe agree that the key to success is asset diversification. To reduce the risks of volatility, they suggest the purchase of precious metals to diversify your portfolio among different asset classes.

The following are the Precious Metals/Foreign Currency you can invest in: Dinar, Gold Coins/Bars/Bullion, Silver Coins/Bars/Bullion, Platinum, and/or Palladium.

There are still some restrictions to what your IRA can invest in. To learn more about what your Mountain West self-directed IRA is not able to do, please visit our Prohibited Transactions page.

Mountain West IRA does not offer investment, tax, financial, or legal advice to clients. Individuals who believe they need advice should consult with the appropriate professional(s) licensed in that area.

Prohibited transactions in IRA