mountain west ira

Self-Directed
Account Options

Explore Your Retirement Account Options

Mountain West IRA offers a variety of self-directed retirement accounts for individuals and small business owners. These accounts provide tax advantages while allowing you to hold a broader range of alternative assets, including real estate, promissory notes, private companies, precious metals, and more.

Each account type has its own eligibility requirements, contribution limits, and tax rules. Explore the options below to find the retirement account that best fits your needs.

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Traditional IRA

A Traditional IRA offers potential tax-deductible contributions and tax-deferred growth, subject to IRS rules. A self-directed Traditional IRA allows you to hold a broader range of alternative assets while maintaining the tax advantages associated with this account type.

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Roth IRA

A Roth IRA is funded with after-tax contributions and offers the potential for tax-free qualified distributions. A self-directed Roth IRA allows you to hold a broader range of alternative assets while maintaining the tax advantages associated with this account type.

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SEP IRA

A SEP IRA (Simplified Employee Pension IRA) is a retirement plan designed for self-employed individuals and business owners. Contributions are made by the employer, subject to IRS limits and requirements. A self-directed SEP IRA allows you to hold a broader range of alternative assets while maintaining the tax advantages associated with this account type.alternative assets.

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SIMPLE IRA

A SIMPLE IRA (Savings Incentive Match Plan for Employees) is an employer-sponsored retirement plan generally designed for businesses with 100 or fewer employees. It allows eligible employees to make salary reduction contributions and requires employer contributions, subject to IRS rules. A self-directed SIMPLE IRA allows you to hold a broader range of alternative assets.er contributions, subject to applicable rules.

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Individual 401(k) Plan

An Individual 401(k) plan is designed for self-employed individuals and business owners with no eligible employees other than a spouse. It allows eligible employee salary deferrals and employer contributions, subject to IRS limits and plan requirements. A self-directed Individual 401(k) plan allows you to hold a broader range of alternative assets.

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Health Savings Account (HSA)

A Health Savings Account (HSA) is a tax-advantaged account available to eligible individuals for qualified medical expenses. Contributions may be tax-deductible or excluded from income, and distributions for qualified medical expenses are generally tax-free. A self-directed HSA allows you to hold a broader range of alternative assets.

mountain west ira

Your Retirement Account. Your Choices.

Explore the flexibility of a self-directed IRA and the alternative assets it can hold, including real estate, promissory notes, precious metals, and more. Our team is here to help you understand your account options and the steps to get started.

Contact Our Team
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