• We have step-by-step directions here.
• You can also view our Process Diagram here.
• If you have any questions, please contact our office here.

One of the best ways to save for retirement is with a Mountain West self-directed Roth individual retirement account. Why? Because the growth and income on your investments are free from federal income tax as long as certain conditions are met.

If your current Roth IRA doesn’t allow for self-direction, you may transfer the funds to a Mountain West self-directed Roth IRA so that you may choose alternative investments you know best.

Currently, you may jump start a tax-free IRA by converting your traditional IRA to a self-directed Roth IRA. While this is a taxable event, your investments will grow tax free. There is no longer any income limitation to convert a traditional IRA into a Roth IRA.

Other advantages of a Roth IRA are contributions may be made as long as you earn income even after you are 70½ years old and there are no required distributions at any time. In most cases, a Roth IRA Holder may withdraw the principal amounts invested without any tax liability.

• Do you want tax-free earnings and no taxation on withdrawals?
• Are you already saving for retirement with an employer sponsored plan?
• Do you want to invest a retirement plan but may need to access your savings?
• Do you expect your tax rate during retirement to be higher than your current tax rate?
• Do you want to control what types of investments you put in your IRA?
• Are you eligible to contribute to a Roth IRA? (See below)

2019 Contribution Limits

You can find all of our webinars here 

2018 Contribution Limits

Process Diagram